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There are low of conditions when you want to get an insurance coverage from a duly qualified insurance company for your antique car. All that you need to do before even you purchase an antique car is to note down what are the conditions that the owner of an antique car should satisfy. He should show an age proof of the car to be called as an antique as per state laws to avail the discounts. It varies from state to state for example in UK the age for a car to be called as antique is 100 years where as in US it is 10 years. In some other countries it could be 20 or 30 years. All that you need to know is your state rules and regulations.
Only when you know your state rules you will be able to enjoy driving in a modern car or an antique car. Also you should see that there is enough garage space for your antique car so as to lock it when not in use. This is compulsory condition that the insurance companies are looking for when providing insurance for the antique cars to safely lock it down when not in use.
Also there is one more condition which seems to be very tough when you want to buy an antique car just to commute roughly on a daily basis. As there are some insurance companies which will not be able to provide insurance when the antique car is being used regularly. Sometimes there are strict restrictions posed on the type of usage of an antique car. It is not suppose to be used in auto shows and the some challenging events. Hence it is advisable to read the document papers while taking a policy for the antique car which when not read properly will cause issues during the settlement.